Cash Management

Online banking
Gain greater control of your finances. With this secure service, you can check balances, transfer funds, and more from any computer with Internet access. With our Automated Clearing House feature, you can initiate electronic transactions right from the convenience of your desktop.

Remote Deposit This convenient product lets you deposit checks for your business without leaving the office, helping you save valuable time and improve fund availability. Using a special scanner and the Internet, you simply scan your checks at your place of business, and we'll deposit funds automatically into your Republic Bank account. Deposit checks by 7pm, available next banking day..

Wire Transfer
Capitalize on an easy, fast, and secure way to consolidate funds and pay critical invoices. Choose to initiate transactions via paper or online.

Direct Deposit
Reduce check processing costs by automatically depositing payroll, expense reimbursements, pension reimbursements, or dividend payment in your employees' accounts via Automated Clearing House.

Lockbox
Eliminate the time consuming clerical task of processing and depositing paper check payments from your customers. With this convenient service, we collect and process payments each day from a post office box and deposit them on your behalf, saving you time and improving funds availability.

Automated Clearing House (ACH)
Collect and disburse payments automatically. You'll reduce processing costs and will have the convenience of initiating and receiving transactions from your desktop.

Controlled Disbursements
Looking to maximize cash flow and gain greater control of daily disbursements? With our Controlled Disbursement service, daily presentments from the Federal Reserve Bank will be sent to you each morning by 11:00 a.m., allowing you to fund arrangements to your account, minimize idle balances, and maximize cash flow.

Positive Pay
Improve your check disbursement methods, save time, and reduce your exposure to fraud and loss. With this convenient service, you can review online images of all exceptions before deciding which items to pay. Supplemented with our Account Reconciliation service, Positive Pay is regarded as one of the most effective ways to reduce check fraud.

Zero Balance Accounts
If your business has multiple accounts or locations, you can take advantage of our Zero Balance Accounts (ZBAs), which allow you to seamlessly consolidate funds into one master account and automatically fund disbursements as needed. You'll consolidate funds more easily and maximize investment opportunities.

Account Reconciliation
Take advantage of detailed reconcilement reports and disbursement services that ease administrative expense, provide tightened control over disbursements and save you money. Just send us a file of issued checks, and we'll generate a report of checks issued, cleared and outstanding.

Master Escrow Account Service
If you operate a title company, property management firm, or law firm, you can reduce the time and expenses associated with maintaining separate accounts with our Master Escrow Account Service. With this convenient service, you are assigned a single master account and separate sub accounts for each client, reducing fees and facilitating record keeping.

Government & Not-for-Profit Banking
We provide government entities and not-for-profit organizations with the expertise needed to manage finances more efficiently and profitably. They include:

• Earning a competitive interest rate on deposit balances
• Next day funds availablity

Investment Sweep Service
This seamless cash management solution provides a way for you to manage your working capital efficiently, earn interest on the idle balances in your checking account and realize a competitive yield. Your money is not swept to an account outside of the United States or to an uninsured money fund, it remains at Republic Bank.